nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. 187 0 obj Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Done it twice now. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. endobj Whats the difference between a hard credit inquiry and a soft credit inquiry? Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? They could have at least have forms on their website to print and send. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. A non-centralised database/processing unit. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Carrying that balance is costing you $1,000 a year in interest. What are the best cash back credit cards for fair credit? Auto-load is the same as auto top up. The reason for that is because low interest rates for transfers are made to attract new customers. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 0000001755 00000 n What is the glossary of common credit card terms? Posting by mobile so you can find it yourself ;-). If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. 2. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. My old one is registered and everything with my account but there seems to be no way to import that one in. 0000001429 00000 n Simply allow 24 hours for travel and transactions to appear. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. Manage another person's myki You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. <> Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. This answer was first published on 03/01/23. I never bothered to do it. No, you cannot transfer a balance from one Synchrony Bank credit card to another. %PDF-1.5 % You only need to wake up your phone to touch on and off. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. 0000005348 00000 n Mobile Myki can be set to Auto Load. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Most issuers of balance transfer cards let you initiate the balance transfer process online. Student passes and concession cards cant be replaced online or over the phone. You can only have your Mobile myki active on one device at a time. I know it's not possible to do it online. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Auto top up and Auto-load cant be transferred to your new myki. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. How many level crossings could have been grade-separated with that money? <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> December 29, 2022 - 1:47PM. But is it possible to go to a ticket booth and have the person there do it? Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Here's where to find it: After logging in to your account, go to "Card Details.". myki Pass Great if you travel often and on consecutive days. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Replacements usually take up to 10 business days and include the remaining balance of the old card. If you receive a check, you then need to forward it to your old card provider. I have my most recent card that has $6.54 on it. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. No wonder the thing cost more than a billion dollars. 0000012144 00000 n -- Lee Huffman, credit card expert at BaldThoughts.com. 0000008137 00000 n Your myki smartcard expires after four years. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. 0000013222 00000 n PTV does not have any access to any information within the Google Wallet app. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. They contacted me, I did it online and they posted me a new card. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. 0000005171 00000 n For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Unless there is anything special in what you need, I would think that most people only need one or two myki cards. I'm glad I don't need to catch public transport anymore. What is the best credit card for bad credit? You will need to provide identification to show that you are the registered myki card holder. I know it's not possible to do it online. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream 0000118233 00000 n We'll block it and can arrange a refund to your new Mobile myki. If this occurs, you won't incur a duplicate fare. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Renew driver licence. Most balance transfers with Chase process within a week. Meticulous in his research, he provides accurate and up-to-date information. No. How To Transfer A Credit Card Balance To Another Card. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. If you travel occasionally pay as you go with myki Money. trailer Do I ever lose the money . What are Your Rights as a Credit Card Holder? To do so, you have to block your existing Myki card (annoying, we know). You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. the PVT website says: "What to do with your myki when you leave Melbourne. What's Auto-load? My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. A refund for an international payment card cannot be processed by the PTV call centre. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Let's say you have $4,000 in credit card debt and transfer that balance to a . endobj Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Start the process by listing out your current credit cards, writing down each . You can use the ticket number to register your myki or if you require a refund. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. Is it bad to do multiple balance transfers? I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Auto-load is the same as auto top up. The system was delivered more than $500m over budget and behind schedule. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). 0000117992 00000 n Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Press J to jump to the feed. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Well block your myki and arrange a replacement myki. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. endobj 0000004362 00000 n there's no excuse for this money-grubbing by the Myki corporation. Easy, and only required every three years!! damage that exceeds normal wear and tear. You may also need to restart your phone after updating the app. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Once you do, carrying out a balance transfer becomes rather straightforward. Edited for typos. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. xref Hold the phone still when touching on and off. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Choose a card from the list or search by location or card name. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Yes. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Tap Continue. No. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. endobj @john_miller 03/01/23 This answer was first published on 03/01/23. an_square_one 11 yr. ago I only realised this when my replacement card was lost and I called up for a new one. Step 4: Analyze Your Top Picks. 182 0 obj My Myki was due to expire after three years. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. A Mobile myki expires after two years. I realise this is not a life-changer, but there's a principle at stake. This is how I feel when people ask if I can fax them a form. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Any money on your card will be protected. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. All myki smartcards expire after four years. Cookie Notice What Happens to a Student Credit Card After Graduation? Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Privacy Policy. A balance transfer can give you the flexibility to: Pay off high-interest balances Make sure you pick a card that accepts balance transfers and has advantageous rates. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Transfer your balances to the card with the best offer or your new card. Some trips take longer than two hours because of a transfer between services. What are the best credit cards for bad credit with no deposit and instant use? 184 0 obj Refunds cannot be issued for less than $5. How to Process Credit Card for Consumers & Merchants? My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . What is the best credit card for excellent credit? If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Check your phone to make sure you're connected to WiFi or mobile data. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Check that NFC is enabled on your phone. Press question mark to learn the rest of the keyboard shortcuts. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> You can also request up to two years of travel and transaction history by calling1800 800 007. Choose the zones you want to travel in and the number of consecutive travel days you need. Your balance is protected from the time you tell us your myki is lost or stolen. It has a 256-day expiry and credit is rolled over if you renew before the expiry. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. I know there's nothing you can do. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. 0000006952 00000 n The short version. 180 0 obj The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. This will allow you to deactivate your Mobile myki. 0000001798 00000 n What are the best student credit cards for cash back? If these are your only two cards, your credit utilization ratio is 33.33%. How Prepaid Cards Work & Why You might want one? It also protects your myki balance if you lose your phone or it's stolen. There is no principle. Haven't tried as yet. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. You can request a new, free myki smartcard through your online account. Within the phone, go to Settings > Connected devices. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> It was in my wallet the whole time lol. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. What to Do If You Cant Get a Student Credit Card? Under Other, select Transfer. Balance transfers usually go through in five to seven days, although they may take longer. They're talking bullshit. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. My old one is registered and everything with my account but there seems to be no way to import that one in. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Any other travel benefit such as free weekend travel isn't available at this time. This is a requirement of Google. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. From the "I Want To" drop down menu, find "Transfer a Balance.". <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> You will need to provide identification to show that you are the registered myki card holder. What are the best Ways to Start Travel Hacking? Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. If you have a Mastercard or VISA card you can get and top up a Mobile myki. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. No. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Music:. So I had a mobile MyKi with around $6.xx balance on it. In my experience touching on is quicker than validating a metcard. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Because the whole thing is fucked. Does a balance transfer happen automatically? To transfer Myki you need to deactivate the myki card and move to the new device. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. This lets you contact us to request a refund of any balance on the Mobile myki. New comments cannot be posted and votes cannot be cast. 8:35pm Feb 8, 2020. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. 0000005511 00000 n What is the Best No Annual Fee Credit Card? But what if the amount is comparable to or less than the postage? endobj (by Issuer). 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. You probably want to transfer a balance to save money not spend more. But is it possible to go to a ticket booth. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. What credit cards don't require a deposit? Nor does your card expire after 90 days of not getting used. If NFC is shown and you can turn it on or off, you have NFC. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. This may also be an anti money laundering thing. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. <> In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone.